Valorum Deal Lab & Patrimonium
From cash flow to freedom

Start here

Patrimonium — how many properties do you actually need?

Put in one number: the monthly net cash flow that would let you stop working. It tells you how many units that takes and how much capital, using your own assumptions — not ours. Nothing you type leaves your browser.

If something cannot be worked out yet, it says so and leaves the cell blank. It will not fill in a number nobody chose.

Open Patrimonium →

Then

Deal Lab — does this one house work?

Underwriting for a single Section 8 rental: rent, financing, operating costs, the price ceiling you can pay, and a multi-year hold projection. The payment standards for the markets we buy in are built in, taken one by one from each housing authority.

Where the model has to choose, it errs against the deal.

Open Deal Lab →
Nothing you type is sent anywhere. Both tools run entirely in your browser. Patrimonium keeps your numbers in this browser only; use Download my numbers to keep a copy, and load it back on any device.

Once either page has loaded you can keep using it with no connection.
Valorum · Section 8 rental underwriting